Lend is an International Group that offers app development, prototyping and consulting services, following the B2C and B2B model. We are committed to maintaining your trust by protecting personal data that you choose to share with us.
Lend will maintain appropriate security measures to protect your Personal Data.
Lend will assist you with requests that you might have regarding your Personal Data in order to assure that you have full control over your Personal Data.
You should not use our Website if you are not comfortable with what is stated below, and your continued use of Website constitutes consent to the Policy and the use and sharing of your information as provided herein.
Personal Data– collectively any information on private individuals and their personal characteristics or circumstances, which are identifiable to them or their family or household members. This information may include names, email addresses, telephone numbers, billing information, and other information incidental to the services and their provisioning.
Lend, we or us– Lend App.
The user or you– refers to a private or corporate user or any other data subjects who buy, register for use, or use our services and who may have submitted personally identifiable information to us. This information may have been submitted through the use of our services (including web solutions), websites, telephone, e-mail, registration forms, or other similar channels.
Website– the website that you are currently using, https://www.thelendapp.com, and any subdomains, landing pages of this site, sub-site and browser-based service portals unless expressly excluded by their own terms and conditions.
Services– any services or products that are manufactured or distributed by Lend, including software, web solutions, tools, and related support services.
Wherever you are required to submit Personal Data, you will be given options to restrict our use of that Data. This may include the following:
Lend collects Personal Data about you in a number of ways.
This includes Personal Data that you may provide through the Services or otherwise communicate with us includes:
We automatically log information about you and your computer or mobile device when you access our Site. For example, we may log your computer or mobile device operating system name and version, manufacturer and model, browser type, browser language, screen resolution, the website you visited before browsing to our Site, pages you viewed, how long you spent on a page, access times and information about your use of and actions on our Site. We collect this information about you using cookies. Please refer to the Cookies and Similar Technologies section below for more details.
It is important that the personal information we hold about you is accurate and current. Please let us know if your personal information changes during your relationship with us by updating your registration profile or emailing us.
We may collect information using “cookies.” Cookies are small data files stored on the hard drive of your computer or mobile device by a website. We may use both session cookies (which expire once you close your web browser) and persistent cookies (which stay on your computer or mobile device until you delete them) to provide you with a more personal and interactive experience on our Site.
We use two broad categories of cookies:
Our Website uses the following types of cookies for the purposes set out below:
These cookies are essential to provide you with services available through our Website and to enable you to use some of its features. Without these cookies, the services that you have asked for cannot be provided, and we only use these cookies to provide you with those services.
These cookies are used to collect information about traffic to our Website and how users use our Website. The information gathered may include the number of visitors to our Website, the websites that referred them to our Website, the pages they visited on our Website, what time of day they visited our Website, whether they have visited our Site before, and other similar information. We use this information to help operate our Website more efficiently, to gather broad demographic information and to monitor the level of activity on our Website.
We use Google Analytics for this purpose. Google Analytics uses its own cookies. It is only used to improve how our Site works. You can find out more information about Google Analytics cookies here and about how Google protects your data here. You can prevent the use of Google Analytics relating to your use of our Site by downloading and installing the browser plugin available here.
These cookies are used when you share information using a social media sharing button or “like” button on our Site or you link your account or engage with our content on or through a social networking website such as Facebook or Twitter. The social network will record that you have done this.
You can typically remove or reject cookies via your browser settings. In order to do this, follow the instructions provided by your browser (usually located within the “settings,” “help” “tools” or “edit” facility). Many browsers are set to accept cookies until you change your settings.
Further information about cookies, including how to see what cookies have been set on your computer or mobile device and how to manage and delete them, visit www.allaboutcookies.org.
If you do not accept our cookies, you may experience some inconvenience in your use of our Site. For example, we may not be able to recognize your computer or mobile device and you may need to log in every time you visit our Site.
We may also use pixel tags (which are also known as web beacons and clear GIFs) on our Website to track the actions of users on our Website. Unlike cookies, which are stored on the hard drive of your computer or mobile device by a website, pixel tags are embedded invisibly on webpages. Pixel tags measure the success of our marketing campaigns and compile statistics about usage of the Website, so that we can manage our content more effectively. The information we collect using pixel tags is not linked to our users’ personal information.
Some Internet browsers may be configured to send “Do Not Track” signals to the online services that you visit. We currently do not respond to do not track signals.
To provide our Services
If you signed up for one of our Services, we use your personal information to:
If you request information from us, register on our Website, or participate in our surveys, promotions or events, we may send you updates, newsletters, surveys, offers, and other promotional materials that may be targeted based on your personal information as permitted by law. We also may, from time to time, contact you about a particular offering that may be of interest to you based on publicly available information or information obtained through the Lend network. You will have the ability to opt out of such communications.
We use your personal information as we believe necessary or appropriate to comply with applicable laws, lawful requests and legal process, such as to respond to subpoenas or requests from government authorities.
We may use or share your personal information with your consent, such as when you: consent to participate in additional surveys on gender and race/ethnicity (where legally permissible), let us post your testimonials or endorsements on our Website, instruct us to take a specific action with respect to your personal information, or opt into third-party marketing communications.
We may disclose or use aggregated or de-identified information for any purpose. For example, we may share aggregated or de-identified information with prospects, partners, or sponsors for business or research purposes, such as when we analyze and report on demographic trends to measure our objective of having healthy diversity ratios across our programs.
We use your personal information as we believe necessary or appropriate to (a) enforce the terms and conditions that govern the Service; (b) protect our rights, privacy, safety or property, and/or that of you or others; and (c) protect, investigate and deter against fraudulent, harmful, unauthorized, unethical or illegal activity.
You have options in relation to the Personal Data that we keep about you described below: To exercise these option, please contact us.
Here are the rights that you have:
The service is hosted and operated in Australia, with development, support and maintenance operations in other countries across the world. Currently, we have offices and development centers in Cluj-Napoca, Romania and London, United Kingdom. By accessing this Website you acknowledge that any Personal Data about you, regardless of whether provided by you or obtained in a different way, is being provided to Lend in Australia and will be hosted on Australian servers, and you authorize Lend to transfer, store, host and process your information to and in Australia and possibly other countries.
Our Services are not directed to children under the age of 13, and we do not intentionally gather personal information from visitors who are under the age of 13, without their parent or guardian’s consent. If a parent or guardian becomes aware that his or her child has provided us with information without their consent, he or she should contact us at the contact information provided above. We will delete such information from our files as soon as reasonably practicable.
Lend employs appropriate security measures to protect your Personal Data from unauthorized access, alteration, disclosure or destruction. These security measures include technical, organisational and physical precautions to help safeguard your Personal Data against loss, theft and misuse.
For purposes of the General Data Protection Regulation 2018, Lend is the “data controller”.
We will only process your personal data where we have a legal basis to do so. The legal basis will depend on the reasons we have collected and need to use your personal data for.
In most cases, we will need to process your personal data so we can enter into our contract with you.
We may also process your personal data for one or more of the following:
Only children aged 16 or over can provide their own consent. For children under this age, consent of the children’s’ parents or legal guardians is required.
We will not retain your data for longer than is necessary to fulfil the purpose it is being processed for. To determine the appropriate retention period, we consider the amount, nature and sensitivity of the personal data, the purposes for which we process it and whether we can achieve those purposes through other means.
When we no longer need your personal data, we will securely delete or destroy it. We will also consider if and how we can minimise over time the personal data that we use, and if we can anonymise your personal data so that it can no longer be associated with you or identify you, in which case we may use that information without further notice to you.
Unless we are obliged or permitted by law to do so, and subject to any third party disclosures specifically set out in this policy, your Personal Data will not be disclosed to third parties. This includes our partners, affiliates and/or other companies within our group.
This version of the policy clarifies, updates, and replaces the previous policy.
To continue keeping this policy up to date, we may change this policy from time to time and if we do, we’ll post any changes on this page. If you continue to use Lend after those changes are in effect, you agree to the new policy.
If the changes are significant, we will provide a notice or get your consent, as required by law.